Methods of Payment

Payment Options: Insurance & Cash Pay

Most insurance companies pay a portion of your fee. There is often a portion for you which is called a copay. I collect your copay and bill your insurance company for the rest. If you would like, I will call your insurance company to inquire about your coverage.

I accept most insurance plans including:

  • Aetna
  • Anthem/Blue Cross
  • Blue Shield
  • Cigna
  • Healthnet
  • Holman Group
  • Magellan
  • Managed Health Network (MHN)
  • Horizon
  • Pacificare
  • TriCare & Triwest
  • United Behavioral Health
  • United Healthcare
  • Victims of Crime
  • Value Options
  • Others: Call my office to see if you’ll be covered: 760-913-9003; or e-mail: michael@mkarpcounselor.com

Direct Pay: Out of pocket hourly fees range from: $60 to $120 depending upon your ability to pay. Payable by cash, check or PayPal.